Financial Inclusion

Providing bank accounts, credit, and other financial products to disadvantaged populations can help reduce poverty – but it’s expensive. Can we design affordable and sustainable ways to expand financial access to all?

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Providing bank accounts, credit, and other financial products to disadvantaged populations can help reduce poverty – but it’s expensive. Can we design affordable and sustainable ways to expand financial access to all?

Highlights

News, events, and insights from from our policy-research engagements on financial inclusion.

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Blockchain, AI, and other new technology can enhance banking for the poor, but only if it suits customer needs.

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Female entrepreneurs may invest in their husband's household business rather than their own.

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In an interview with Melinda Gates, Rohini Pande describes her work on how access to financial services affects women's work lives.

Projects

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Providing a poor rural woman with her own bank account and training her in its use impacts more than just her balance.

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Schools need resources to innovate, but financing is a major constraint.

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A large-scale examination of the impacts of the expansion of financial services in southern India.

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Research in Kolkata sheds light on the effect of flexible repayment terms for microfinance clients

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Individual borrowing history can help evaluate risk for entrepreneurs applying for small business loans.